Terms of Service

Version 3.0

1. AGREEMENT OVERVIEW
This Terms of Service Agreement ("Agreement") is entered into between you ("User") and Business Pilot, its founders, employees, affiliates, subsidiaries, and partners ("Business Pilot") as of the date of account creation. By creating an account you agree to be legally bound by all terms herein.

2. NATURE OF THE SERVICE
Business Pilot is a professional business consulting platform, combining AI-generated, data-driven recommendations with general business guidance from its founder and team. Business Pilot was built by an experienced business consultant, and its content draws on that experience. Nothing in this Agreement is intended to suggest the service lacks expertise — rather, this section and Section 4 define the specific legal relationship and limits that apply to that guidance.

No use of Business Pilot, including any AI-generated output, written material, or live call with Business Pilot's founder or team, creates a consultant-client, advisory, or fiduciary relationship between you and Business Pilot. All recommendations are data-driven, general in nature, and provided for your consideration; you retain full discretion over whether and how to act on them, and you remain solely responsible for your business decisions and their outcomes.

3. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Business Pilot, its founders, officers, directors, employees, affiliates, and partners shall not be liable for:
• Any direct, indirect, incidental, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Business decisions made based on AI-generated or human-provided recommendations
• Errors, inaccuracies, or system failures
• Integration failures with third-party platforms

Business Pilot's maximum cumulative liability shall not exceed the total fees paid in the three months preceding the claim. Nothing in this Agreement limits liability that cannot be limited under applicable law.

4. NOT INDIVIDUALIZED PROFESSIONAL ADVICE
Business Pilot is not a licensed financial advisor, accountant, attorney, investment advisor, or HR professional, and no output — AI-generated or from a live call — constitutes individualized legal, tax, accounting, investment, or HR advice specific to your circumstances. For decisions in those specific categories, you must consult an appropriately licensed professional. General business guidance and recommendations outside those specific categories may still be provided as described in Section 2.

5. NO GUARANTEE OF RESULTS
Any examples, case studies, testimonials, or benchmarks referenced by Business Pilot are illustrative only and are not typical or guaranteed outcomes. Business Pilot does not guarantee any specific financial result, growth rate, or business outcome from using the platform or acting on its recommendations. You assume full responsibility for your own results, or lack thereof.

6. USER RESPONSIBILITIES
You are solely responsible for all business decisions, accuracy of data provided, account security, and compliance with applicable laws.

7. DATA & PRIVACY
Business Pilot collects and processes data per our Privacy Policy. Data is encrypted using 256-bit encryption. We never sell your data or share it with other clients.

8. SUBSCRIPTION & BILLING
Subscriptions renew monthly automatically. Cancellation takes effect at end of current period. No refunds for partial periods. Price changes require 30 days notice.

9. EXECUTIVE SUITE CEO CALL TERMS
Monthly CEO calls are a value-added service providing general business guidance based on the topics discussed on the call. They do not create a consulting, advisory, or fiduciary relationship, and do not constitute individualized professional advice for your specific legal, tax, accounting, or investment circumstances (see Sections 2 and 4, which apply equally to these calls). Unused calls do not roll over. Seats are limited.

10. MODIFICATIONS
Business Pilot may modify these terms at any time with email notice. Continued use constitutes acceptance. Material changes may require re-acceptance before continued use.

11. GOVERNING LAW
This Agreement and all Disputes arising out of or relating to it shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of laws principles.

12. WAIVER OF JURY TRIAL
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY KNOWINGLY, VOLUNTARILY, AND INTENTIONALLY WAIVES ANY RIGHT TO A TRIAL BY JURY IN ANY LITIGATION ARISING OUT OF OR RELATING TO THIS AGREEMENT.

13. WAIVER OF CLASS AND REPRESENTATIVE ACTIONS
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, EACH PARTY AGREES THAT ANY DISPUTE SHALL BE BROUGHT ONLY IN ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLAIMANT, CLASS REPRESENTATIVE, CLASS MEMBER, PRIVATE ATTORNEY GENERAL, OR PARTICIPANT IN ANY CLASS, COLLECTIVE, CONSOLIDATED, REPRESENTATIVE, OR SIMILAR PROCEEDING.

EACH PARTY EXPRESSLY WAIVES ANY RIGHT TO MAINTAIN OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, REPRESENTATIVE ACTION, OR MULTI-PARTY PROCEEDING AGAINST THE OTHER PARTY EXCEPT TO THE EXTENT SUCH WAIVER IS PROHIBITED BY APPLICABLE LAW.

If this waiver is determined to be unenforceable as to a particular claim, the waiver shall remain enforceable as to all other claims, and the remaining provisions of this Agreement shall continue in full force and effect.

14. SEVERABILITY
If any provision of this Article is held invalid or unenforceable, that provision shall be modified or enforced to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect.

15. ATTORNEYS' FEES AND COSTS
In any action or proceeding arising out of or relating to this Agreement, the prevailing party shall be entitled to recover its reasonable attorneys' fees, expert witness fees, costs, and expenses incurred before suit, during litigation or arbitration, on appeal, and in any bankruptcy or post-judgment collection proceedings, to the fullest extent permitted by Arizona law.